About & disclaimer

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What this tool does

It converts between an hourly rate and an annual salary in both directions, and shows the same figure across six pay periods. Type in any field and the others follow. Your inputs are encoded in the page URL, so you can share or bookmark a calculation.

How the numbers are calculated

Freelance mode

Freelance mode multiplies every figure by a rate you choose between 1.0× and 3.0×. It is a rule of thumb, not a calculation. The multiplier is meant to stand in for everything an employee gets that a contractor does not — unpaid holiday and sick leave, the employer's half of payroll taxes, health coverage, pension contributions, equipment, insurance, admin time and unbillable hours.

The right multiplier for you is not something this tool knows. It varies by country, industry, tax residency and how much of the year you can actually bill. The default of 1.5× is a starting point for a conversation with an accountant, not a recommendation.

Gross pay only

Every figure on this site is gross — pay before anything is taken out. The tool does not calculate, estimate or account for income tax, national or state or provincial tax, social security, CPP, EI, Medicare, pension or retirement contributions, health premiums, union dues, garnishments, benefits, bonuses, overtime, shift premiums, commission, equity, or any other deduction or addition.

Your take-home pay will be lower than every number shown here, in most cases substantially so. Do not use these figures to plan a budget, and do not read them as an offer, an estimate of your earnings, or a statement of what you will be paid.

The minimum wage table

The rates were checked against official government sources on 16 July 2026 and are reproduced with the date each came into force. They are provided for reference only.

This data goes out of date on a schedule, and the page will not tell you when it has. Canadian rates are indexed to inflation and change on staggered dates — the federal rate on 1 April, British Columbia on 1 June, Ontario on 1 October. The table is also partial: it omits US state and municipal rates, most Canadian provinces and territories, and the different rates that apply to students, tipped workers, liquor servers, homeworkers and other categories. A rate shown here may have been superseded, may not be the rate that applies to your jurisdiction, and may not be the rate that applies to your job. Always confirm against the linked official source.

No advice, no warranty

This tool is provided for general educational and informational purposes only. It does not constitute financial, tax, accounting, legal, employment or professional advice of any kind, and it is not a substitute for advice from a qualified professional who knows your circumstances. No professional or fiduciary relationship is created by your use of it.

It is provided “as is” and “as available”, without warranty of any kind, express or implied, including but not limited to warranties of accuracy, completeness, currency, merchantability, fitness for a particular purpose, and non-infringement. No representation is made that any calculation, figure or rate shown is accurate, current, complete or applicable to your situation. Results may contain errors — arising from the formulas, from the assumptions described above, from floating-point rounding, or from the reference data being out of date.

You rely on this tool entirely at your own risk. To the fullest extent permitted by law, the creator accepts no liability for any loss or damage of any kind — including direct, indirect, incidental, consequential, special, exemplary or punitive damages, and any loss of income, profit, savings, opportunity or data — arising out of or in connection with your use of, or reliance on, this tool or anything shown by it, whether the claim arises in contract, tort, negligence, statute or otherwise, and whether or not the possibility of such loss was foreseeable or advised.

Verify every figure independently, and consult a qualified accountant, tax professional or employment lawyer before making any decision — about a job offer, a rate, a contract, a budget or anything else — that depends on these numbers.

Nothing in this disclaimer excludes or limits any liability that cannot lawfully be excluded or limited. If any part of it is held unenforceable, the remainder continues to apply.

Privacy

The calculator runs entirely in your browser. Nothing you type is sent anywhere, collected or stored, and there is no analytics or tracking.

Your inputs are written into the page URL, after the #. Everything following a # is a fragment, and browsers never transmit fragments to a web server. Your figures are therefore not sent to whoever hosts this page and cannot appear in their access logs — not even when someone opens a link you shared.

A shared link is still not private. Your figures are part of the link's own text. Paste that link into a chat, an email or a ticket and you hand your figures to whatever system stores the message. The link carries them into your browser history and bookmarks too.